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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. At the time of an insured ' s death, a per capita distribution of policy proceeds are paid to

A) the primary beneficiary ' s children if the primary has predeceased the insured.
B) the estate of the deceased beneficiaries.
C) the named living primary beneficiaries.
D) all the primary and contingent beneficiaries in equal installments.

2. The general enrollment period for Medicare Part B ends on

A) May 31.
B) March 31.
C) December 31.
D) June 30.

3. In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:

A) Completed application
B) Entire contract
C) Notice of coverage
D) Uniform mandatory policy provisions

4. The cause of a loss is called

A) a peril.
B) a hazard.
C) an exposure.
D) a risk.

5. Stranger originated life insurance violates which of the following statutory requirements?

A) Insurable interest.
B) Right of rescission.
C) Trust ownership.
D) Commission sharing.

Solutions: